The object of the game is to place a bet on the winning hand. Regardless of how many players are at the table, only two hands are dealt: one hand for the banker and another for the player.
Hand values
All Tens and face cards (jack, queen, and king) are worth zero. The ace is worth "1" and the Two through Nine are worth their face value.
| 1 | Face value | 0 |
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Card suits have no meaning in Baccarat.
The total of the hand, regardless if it consist of two or three card, determined by summing up the values of the cards in the hand.
When the total of the hand is 10 or more, 10 must be subtracted. The remaining total is the card count.
For example, if the first two cards dealt are Jack and 4, the count is four. And 6, 2 and 6, although totaling 14 would count as 4 after subtracting the 10.
| 7, 8 = 5 | 10, 6 = 6 | Jack, 4 = 4 |
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| 10, Jack = 0 | 9, Ace = 0 | Jack, Ace = 1 |
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| 10, 4, 2 = 6 | 6, 2, 6 = 4 |
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Firstly, both the banker and the player are dealt two cards, and depending on the value of the hands, might be dealt a third card in either case according to the Baccarat drawing rules.